Mortgage & Rates
Latest mortgage & rates news, analysis, and insights for real estate professionals.
Mortgage Rates Fell After the Midterms, but a Lender Expects More Swings
The 30-year fixed fell to 7.18%, its third weekly drop in a row, as Treasury yields slid after the midterms. A 30-year lender says low-rate windows will be short.
RealNews Staff · November 5, 2026
Mortgage Rates Surge to 7.28%, Straining Affordability Amidst Fed Stability
The 30-year fixed mortgage rate has surged to 7.28%, the highest since 2023, marking a sixth straight weekly increase and tightening homebuyer affordability across the nation.
RealNews Staff · October 8, 2026
Mortgage Rates Hit 7.28%, the Highest in Nearly Three Years
The 30-year fixed rate rose to 7.28% in the week ending October 1, its sixth weekly rise in a row and one basis point short of the November 2023 peak. A $400,000 loan now costs about $344 a month more than it did in February.
RealNews Staff · October 5, 2026
Mortgage Rates Top 7% Amid Rising Inflation and Treasury Yields
Mortgage rates continued their upward trend in late September 2026, with the 30-year fixed rate surpassing 7%. This marks the fifth consecutive weekly rise, intensifying affordability challenges for homebuyers and slowing housing market activity across the nation.
RealNews Staff · September 28, 2026
Mortgage Rates Surge Near 7% Following Federal Reserve Hike
Home loan rates climbed significantly this week, with the 30-year fixed-rate mortgage approaching 7% after the Federal Reserve's latest rate increase.
RealNews Staff · September 18, 2026
The Fix-and-Flip Brokers Closing the Most Deals Use the Fewest Lenders
Charles Goodwin of Kiavi says brokers who shop 25 lenders close fewer renovation loans than brokers who know five. On a flip, certainty beats price.
RealNews Staff · September 16, 2026
The Down Payment Myth Still Keeping Buyers on the Sidelines
Most buyers still believe they need 20% down. One lender says a third of its first-time buyers put down far less, and half of those took money they never repay.
RealNews Staff · September 15, 2026
Mortgage Rates Climb, 30-Year Fixed Reaches 13-Month High
Mortgage rates have edged higher, with the 30-year fixed rate reaching its highest point in over a year. Experts cite inflation concerns and rising oil prices as key factors.
RealNews Staff · September 8, 2026
Mortgage Rates Hold Steady Amid Volatility in Late August 2026
Mortgage rates largely stable in late August 2026, 30-year fixed at 6.66%. Bond market volatility and Fed signals prompted minor shifts. 15-year fixed options offer long-term savings.
RealNews Staff · August 29, 2026
Mortgage Rates Fluctuate as Delinquencies Rise Amid Cooling Economy
Mortgage rates show recent fluctuations, with 30-year fixed rates around 6.67%. Borrower applications rise, but FHA/VA delinquencies point to underlying stress. Evaluate bank offers carefully.
RealNews Staff · August 19, 2026
Mortgage Rates Reach One-Year High, Pressuring Affordability
The 30-year fixed-rate mortgage reached 6.69% as of August 6, 2026, a one-year high. This tightens affordability for homebuyers. Experts anticipate rates will stay elevated through 2026.
RealNews Staff · August 9, 2026
Mortgage Rates Climb to 11-Month High, Nearing 7%
US mortgage rates have reached an 11-month high, with the 30-year fixed rate averaging 6.58%. Some loans near 7%. Rising oil prices increase borrowing costs, yet housing demand persists.
RealNews Staff · July 30, 2026
Mortgage Rates Show Mixed Signals in Late June 2026
Mortgage rates presented a varied picture in late June 2026. The 30-year fixed rate saw both dips and increases, while 15-year rates climbed. This volatility impacts affordability for homebuyers and those considering refinancing across the nation.
RealNews Staff · June 30, 2026
Mortgage Rates Hold Steady Amid Rising Buyer Demand
Mortgage rates have shown slight fluctuations this week, with the 30-year fixed rate averaging 6.53%. Despite an increase in pending home sales, overall application volume decreased. This reflects a complex market where buyers are active but sensitive to borrowing costs.
RealNews Staff · May 31, 2026
Mortgage Rates Climb, Ending Three-Week Decline
Long-term U.S. mortgage rates reversed a three-week decline this week, with the 30-year fixed rate averaging 6.30%. This increase, driven by inflation signals and the Federal Reserve's decision to hold its benchmark rate, impacts spring homebuyers.
RealNews Staff · May 1, 2026
Mortgage Rates Stabilize in Early 2026 Amidst Affordability Challenges
Mortgage rates show signs of stabilization in early 2026, hovering around 6.75 percent, but affordability remains a key challenge for homebuyers nationwide. Economic factors and innovative tech solutions shape the market.
RealNews Staff · April 1, 2026
30-Year Fixed Rate Drops Below 6% for First Time Since October
Borrowers are rushing to lock in rates as the benchmark mortgage product hits its lowest level in five months.
RealNews Staff · March 16, 2026
Fed Signals Two More Rate Cuts in 2026, Mortgage Markets React
The Federal Reserve's latest projections suggest additional easing ahead, sending bond yields lower and boosting mortgage market optimism.
RealNews Staff · March 11, 2026
Mortgage Rates Jump to 6.12% as US-Iran Tensions Push Treasury Yields Higher
Geopolitical risk has sent bond investors fleeing to safety, driving the 10-year Treasury yield to 4.23% and pushing 30-year fixed mortgage rates to a three-month high.
RealNews Staff · March 17, 2026
Adjustable-Rate Mortgages Stage a Comeback as Buyers Seek Lower Payments
ARM loan applications have risen 34% since January as buyers accept short-term rate risk in exchange for significantly lower initial monthly payments.
RealNews Staff · February 7, 2026
FHA Raises Loan Limits to $621,000 in High-Cost Areas for 2026
The Federal Housing Administration's updated limits will expand access to low-down-payment financing in expensive coastal markets.
RealNews Staff · February 19, 2026
Jumbo Lenders Pull Back as High-End Market Softens
Several major banks have raised jumbo mortgage requirements and cut maximum loan-to-value ratios amid concerns about luxury market valuations.
RealNews Staff · March 9, 2026
HELOC Applications Jump 31% as Homeowners Tap Record Equity
With home equity near all-time highs and rates easing, homeowners are turning to credit lines rather than cash-out refis to fund renovations and debt consolidation.
RealNews Staff · March 17, 2026