Mortgage & Rates
Latest mortgage & rates news, analysis, and insights for real estate professionals.
Mortgage Rates Climb, Ending Three-Week Decline
Long-term U.S. mortgage rates reversed a three-week decline this week, with the 30-year fixed rate averaging 6.30%. This increase, driven by inflation signals and the Federal Reserve's decision to hold its benchmark rate, impacts spring homebuyers.
RealNews Staff · May 1, 2026
Mortgage Rates Stabilize in Early 2026 Amidst Affordability Challenges
Mortgage rates show signs of stabilization in early 2026, hovering around 6.75 percent, but affordability remains a key challenge for homebuyers nationwide. Economic factors and innovative tech solutions shape the market.
RealNews Staff · April 1, 2026
30-Year Fixed Rate Drops Below 6% for First Time Since October
Borrowers are rushing to lock in rates as the benchmark mortgage product hits its lowest level in five months.
RealNews Staff · March 16, 2026
Fed Signals Two More Rate Cuts in 2026, Mortgage Markets React
The Federal Reserve's latest projections suggest additional easing ahead, sending bond yields lower and boosting mortgage market optimism.
RealNews Staff · March 11, 2026
Mortgage Rates Jump to 6.12% as US-Iran Tensions Push Treasury Yields Higher
Geopolitical risk has sent bond investors fleeing to safety, driving the 10-year Treasury yield to 4.23% and pushing 30-year fixed mortgage rates to a three-month high.
RealNews Staff · March 17, 2026
Adjustable-Rate Mortgages Stage a Comeback as Buyers Seek Lower Payments
ARM loan applications have risen 34% since January as buyers accept short-term rate risk in exchange for significantly lower initial monthly payments.
RealNews Staff · February 7, 2026
FHA Raises Loan Limits to $621,000 in High-Cost Areas for 2026
The Federal Housing Administration's updated limits will expand access to low-down-payment financing in expensive coastal markets.
RealNews Staff · February 19, 2026
Jumbo Lenders Pull Back as High-End Market Softens
Several major banks have raised jumbo mortgage requirements and cut maximum loan-to-value ratios amid concerns about luxury market valuations.
RealNews Staff · March 9, 2026
HELOC Applications Jump 31% as Homeowners Tap Record Equity
With home equity near all-time highs and rates easing, homeowners are turning to credit lines rather than cash-out refis to fund renovations and debt consolidation.
RealNews Staff · March 17, 2026